Choose From Leading Banks, Guided by Our Expertise
The Choice Advantage
Between growing ambitions, rising competition, and day-to-day cash flow challenges, getting the right business loan can often feel like a struggle. Entrepreneurs don’t just want quick funds; they want reliable partners, flexible repayment, and the assurance that their financing aligns with their growth plans. This is where Money Basket makes the difference. As channel partners with leading banks and NBFCs, we help you compare options for working capital, expansion, equipment purchases, or new projects — all in one place. From understanding eligibility and preparing documentation to negotiating favorable terms and speeding up approvals, we simplify the entire process so you can focus on running and scaling your business while we handle the finance side.
- Access to multiple banks & NBFCs under one platform
- Competitive interest rates through side-by-side comparisons
- Faster approvals backed by established lender partnerships
- Collateral-free loans available for SMEs and entrepreneurs
- Flexible tenures and repayment schedules
- End-to-end assistance with paperwork and documentation
- Transparent process with no hidden charges or conditions
- Guidance from experts with 10+ years of loan experience
Clear Path Checked
Before applying for a home loan, it’s important to know whether you qualify. At Money Basket, we help you check your eligibility across multiple banks and NBFCs in one go — saving you the hassle of approaching each lender separately. Our team guides you through the criteria, explains how banks evaluate applications, and helps you strengthen your profile if needed. This way, you know exactly where you stand before starting the process.
- Age: 21–60 years for salaried applicants, up to 65 years for self-employed
- Business Vintage: At least 2–3 years of operations (varies by lender)
- Turnover: Meets minimum annual turnover set by bank/NBFC
- Income: Minimum monthly income as per lender norms (varies by bank/NBFC)
- CIBIL Score: Generally 700+ is preferred for smoother approval
- Profitability: Consistent revenue and cash flow history
Paperwork Simplified
Documentation is often the part borrowers find most confusing, but with Money Basket, the process is made simple. We guide you on exactly what each bank or NBFC will ask for, help you organize the paperwork, and ensure there are no missing pieces that could delay approval. By preparing your documents in advance, you get faster processing, smoother verification, and quicker access to funds.
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, Driving License)
- Address Proof (utility bill, Aadhaar, Passport, rental agreement)
- Income Proof for salaried & self-employed
- Photographs (applicant/co-applicant)
- Partnership deed/Board resolution (if applicable)
- Business Proof (GST registration, incorporation certificate, licenses)
- Property/Collateral docs (for secured business loans)
The Clear Path
Getting a business loan doesn’t need to be complicated. At Money Basket, we break down the process into simple, clear steps so you always know what comes next. From the moment you enquire to the day your loan is disbursed, our team guides you, coordinates with banks/NBFCs, and ensures your application moves forward without unnecessary delays. The result: a smoother, faster, and more transparent business loan journey.
- Initial Consultation – Understand your loan needs and assess basic eligibility.
- Bank Comparisons – Explore offers from multiple banks and NBFCs side-by-side.
- Application Submission – Choose the best option based on multiple banks/NBFCs and submit your application.
- Document Verification – We help organize and forward your paperwork to the lender.
- Approval & Sanction – The bank reviews your application and issues a sanction letter.
- Loan Disbursement – Funds are released
