Choose From Leading Banks, Guided by Our Expertise
The Choice Advantage
Unlike generic loan providers, we optimise the value of your rental cash flows and present your case effectively to lenders.
- Access to multiple banks & NBFCs under one platform
- Competitive interest rates through side-by-side comparisons
- Faster approvals backed by established lender partnerships
- End-to-end assistance with paperwork and documentation
- Transparent process with no hidden charges or conditions
- Guidance from experts with 10+ years of loan experience
Clear Path Checked
We help you check your eligibility across lenders instantly, so you know where you stand before applying.
- Property Type: Commercial or residential property with registered lease agreements
- Tenant Profile: Reputed corporate/MNC tenants preferred
- Lease Tenure: Long-term lease (typically 5–15 years) with lock-in period
- Ownership: Clear and marketable title of the property
- Income Track: Verified rental receipts and consistent rent inflows
- Credit Profile: Good repayment history and promoter credit score
- Loan Amount: Based on rental income, property value, and lease terms
Paperwork Simplified
Documentation is often the part borrowers find most confusing, but with Money Basket, the process is made simple. We guide you on exactly what each bank or NBFC will ask for, help you organize the paperwork, and ensure there are no missing pieces that could delay approval. By preparing your documents in advance, you get faster processing, smoother verification, and quicker access to funds.
- Identity & Address Proof of property owner(s)
- Property Documents: Title deed, approved plan, tax receipts
- Lease Agreement: Registered lease with tenant
- Tenant Details: PAN, GST, corporate profile, and KYC
- Rental Income Proof: Bank statements showing rent inflows
- Ownership Proof: Sale deed/possession certificate
- Financials: IT returns, income proof, audited accounts (if business owner)
The Clear Path
Getting a rental dicounting loan doesn’t need to be complicated. At Money Basket, we break down the process into simple, clear steps so you always know what comes next. From the moment you enquire to the day your loan is disbursed, our team guides you, coordinates with banks/NBFCs, and ensures your application moves forward without unnecessary delays. The result: a smoother, faster, and more transparent loan journey.
- Initial Consultation – Understand your loan needs and assess basic eligibility.
- Bank Comparisons – Explore offers from multiple banks and NBFCs side-by-side.
- Application Submission – Choose the best option based on multiple banks/NBFCs and submit your application.
- Document Verification – We help organize and forward your paperwork to the lender.
- Approval & Sanction – The bank reviews your application and issues a sanction letter.
- Loan Disbursement – Funds are released, and you’re ready to move ahead with your property purchase.
