Choose From Leading Banks, Guided by Our Expertise
The Choice Advantage
Managing daily business liquidity is stressful when you’re dealing with multiple lenders and strict criteria. That’s where Money Basket steps in — simplifying access to working capital funding with speed and clarity.
- Access to multiple banks & NBFCs under one platform
- Competitive interest rates through side-by-side comparisons
- Faster approvals backed by established lender partnerships
- Customised solutions (OD, CC, invoice financing, short-term loans)
- Transparent process with no hidden charges or conditions
- Guidance from experts with 10+ years of loan experience
Clear Path Checked
At Money Basket, we assess your profile across lenders in one go, saving time and ensuring the best fit for your business.
- Age: 21–60 years for salaried applicants, up to 65 years for self-employed
- Business Vintage: At least 2 years of continuous operation
- Turnover: Minimum turnover as per lender norms (varies by bank/NBFC)
- Credit Score: 700+ preferred for quicker approvals
- Financials: Positive cash flow and audited financial statements
- Collateral: May or may not be required depending on lender & loan type
- Constitution: Proprietorship, partnership, LLPs, and companies are eligible
Paperwork Simplified
Documentation is often the part borrowers find most confusing, but with Money Basket, the process is made simple. We guide you on exactly what each bank or NBFC will ask for, help you organize the paperwork, and ensure there are no missing pieces that could delay approval. By preparing your documents in advance, you get faster processing, smoother verification, and quicker access to funds.
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, Driving License)
- Address Proof (utility bill, Aadhaar, Passport, rental agreement)
- Business Proof: GST certificate, registration, partnership deed, MoA/AoA
- Financial Documents: Bank statements (6–12 months), audited balance sheet, P&L, ITR
- Photographs (applicant/co-applicant)
- Collateral Documents: If secured, property papers or asset details
The Clear Path
Getting a working capital loan doesn’t need to be complicated. At Money Basket, we break down the process into simple, clear steps so you always know what comes next. From the moment you enquire to the day your loan is disbursed, our team guides you, coordinates with banks/NBFCs, and ensures your application moves forward without unnecessary delays. The result: a smoother, faster, and more transparent loan journey.
- Initial Consultation – Understand your loan needs and assess basic eligibility.
- Bank Comparisons – Explore offers from multiple banks and NBFCs side-by-side.
- Application Submission – Choose the best option based on multiple banks/NBFCs and submit your application.
- Document Verification – We help organize and forward your paperwork to the lender.
- Approval & Sanction – The bank reviews your application and issues a sanction letter.
- Loan Disbursement
