Choose From Leading Banks, Guided by Our Expertise
The Choice Advantage
Between medical emergencies, wedding expenses, or just consolidating debts, the need for quick funds can come anytime. Borrowers don’t just want money fast; they want flexibility, transparency, and the peace of mind that comes with manageable repayments. This is where Money Basket makes the difference. As channel partners with multiple banks and NBFCs, we help you compare personal loan options side-by-side, minimize paperwork, and speed up approvals. Whether it’s a big purchase or an urgent need, we ensure you get the right loan at the right terms — without the usual stress.
- No collateral or security required
- Quick approval and same-day/next-day disbursal
- Flexible tenure and repayment options
- End-to-end assistance with paperwork and documentation
- Transparent process with no hidden charges or conditions
- Guidance from experts with 10+ years of loan experience
Clear Path Checked
Before applying for a personal loan, it’s important to know whether you qualify. At Money Basket, we help you check your eligibility across multiple banks and NBFCs in one go — saving you the hassle of approaching each lender separately. Our team guides you through the criteria, explains how banks evaluate applications, and helps you strengthen your profile if needed. This way, you know exactly where you stand before starting the process.
- Age: 21–60 years for salaried applicants, up to 65 years for self-employed
- Employment: Stable job or consistent business income for at least 2 years
- Income: Minimum monthly income as per lender norms (varies by bank/NBFC)
- CIBIL Score: Generally 700+ is preferred for smoother approval
- Loan Amount: Based on your repayment capacity and income profile
- Existing Debt: Lower FOIR/DTI improves eligibility
Paperwork Simplified
Documentation is often the part borrowers find most confusing, but with Money Basket, the process is made simple. We guide you on exactly what each bank or NBFC will ask for, help you organize the paperwork, and ensure there are no missing pieces that could delay approval. By preparing your documents in advance, you get faster processing, smoother verification, and quicker access to funds.
- Identity Proof (PAN, Aadhaar, Passport, Voter ID, Driving License)
- Address Proof (utility bill, Aadhaar, Passport, rental agreement)
- Income Proof for salaried & self-employed
- Photographs (applicant/co-applicant)
- Employment Proof (appointment letter, employer certificate, business registration)
The Clear Path
Getting a home loan doesn’t need to be complicated. At Money Basket, we break down the process into simple, clear steps so you always know what comes next. From the moment you enquire to the day your loan is disbursed, our team guides you, coordinates with banks/NBFCs, and ensures your application moves forward without unnecessary delays. The result: a smoother, faster, and more transparent home loan journey.
- Initial Consultation – Understand your loan needs and assess basic eligibility.
- Bank Comparisons – Explore offers from multiple banks and NBFCs side-by-side.
- Application Submission – Choose the best option based on multiple banks/NBFCs and submit your application.
- Document Verification – We help organize and forward your paperwork to the lender.
- Approval & Sanction – The bank reviews your application and issues a sanction letter.
- Loan Disbursement
